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Individuals applying for small secured loans need to have what

      meet the requirements of the individual or partnership entity apply for small secured loans must meet the following conditions:

(1) by the industrial and commercial registration; leasing or contracting, or individuals involved in taxi, passenger transportation must issue a lease contract, or providing a trading card;

(2) have a fixed place of business (except for transport) and a certain amount of its own capital gold;

(3) engaged in the project must comply with the relevant State policies and regulations;

(4) have the capacity to repay;

(5) no bad record, good credit.

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