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Unsecured loans to four basic conditions


1, age requirements and different products of different banks, on the borrower's age requirements are not the same, but now generally require borrowers between the age of 22-55, and with full capacity for civil conduct.

2, the income requirements

of different loan products, different lending institutions, on the borrower's income requirements are different. Citibank requires the borrower's monthly income of more than 4,000 yuan; but Xinyi property loans require the borrower's monthly income at more than 1000 applications for subject name in real estate.

3, length of

banks require borrowers to their units which worked continuously for more than six months, and some third-party lenders will accept their units which worked continuously for three-month loans.

4, credit requirements

      in General, as long as the number of borrowers in two years overdue for less than three times, not exceeding in the aggregate six times may apply.

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